*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
  :root{
    --navy:#16163f;--navy2:#22224f;--gold:#d3b574;--gold-d:#c0a05f;--gold-ink:#d3b574;--gold-l:#f4ead2;--cream:#faf7f1;
    --white:#fff;--bg:#f7f6f3;--card:#fff;--border:#e7e3da;--text:#23233b;--muted:#6c6c7e;--light:#9b9bab;
    --radius:14px;--radius-lg:22px;--shadow:0 6px 28px rgba(22,22,63,.08);--shadow-lg:0 14px 50px rgba(22,22,63,.14);
    --tr:.2s ease;--navy-rgb:22,22,63;
  }
  html{scroll-behavior:smooth}
  body{font-family:'Segoe UI',system-ui,-apple-system,sans-serif;background:var(--bg);color:var(--text);line-height:1.6;-webkit-font-smoothing:antialiased}
  img{max-width:100%;display:block}a{color:inherit;text-decoration:none}
  .sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
  .wrap{max-width:1180px;margin:0 auto;padding:0 20px}
  .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 26px;font-size:15px;font-weight:700;border-radius:var(--radius);border:none;cursor:pointer;transition:all var(--tr);font-family:inherit}
  .btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:var(--gold-d);box-shadow:0 8px 22px rgba(211,181,116,.45);transform:translateY(-2px)}
  .btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:#0f0f2b;box-shadow:0 8px 22px rgba(var(--navy-rgb),.3);transform:translateY(-2px)}
  .btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--border)}.btn-ghost:hover{border-color:var(--navy);background:#efece4}
  .sec{padding:78px 0}
  .sec-title{font-size:32px;font-weight:800;color:var(--navy);text-align:center;letter-spacing:-.5px;margin-bottom:12px}
  .sec-title span{color:var(--gold-ink)}
  .sec-sub{font-size:16px;color:var(--muted);text-align:center;max-width:640px;margin:0 auto 46px}
  .eyebrow{display:block;text-align:center;color:var(--gold-ink);font-weight:800;font-size:13px;letter-spacing:1.6px;text-transform:uppercase;margin-bottom:10px}

  /* Header */
  header.hd{background:#fff;position:sticky;top:0;z-index:200;box-shadow:0 2px 16px rgba(22,22,63,.07);border-bottom:1px solid var(--border)}
  .hd-in{display:flex;align-items:center;justify-content:space-between;height:74px;gap:20px}
  .logo-img{height:44px;width:auto}
  .nav{display:flex;align-items:center;gap:4px}
  .nav-item{position:relative}
  .nav-link{color:var(--navy);font-size:14.5px;font-weight:600;padding:10px 14px;border-radius:8px;display:inline-flex;align-items:center;gap:5px;cursor:pointer;transition:background var(--tr)}
  .nav-link:hover{background:var(--bg)}
  .nav-item.open .nav-link svg{transform:rotate(180deg)}
  .nav-link svg{transition:transform var(--tr)}
  .dropdown{position:absolute;top:calc(100% + 6px);left:0;min-width:248px;background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:8px;opacity:0;visibility:hidden;transform:translateY(-6px);transition:all var(--tr);z-index:50}
  .nav-item.open .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
  .dropdown a{display:block;padding:11px 14px;font-size:14px;font-weight:500;color:var(--text);border-radius:8px;transition:background var(--tr)}
  .dropdown a:hover{background:var(--bg);color:var(--navy)}
  .hd-cta{display:flex;align-items:center;gap:13px}
  .hd-phone{color:var(--navy);font-size:14px;font-weight:700;white-space:nowrap}
  .hd-client{color:var(--navy);font-size:13px;font-weight:600;border:1px solid var(--border);padding:8px 13px;border-radius:8px;transition:all var(--tr)}
  .hd-client:hover{background:var(--bg)}
  .burger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px}
  .burger span{width:24px;height:2px;background:var(--navy);border-radius:2px}

  /* Hero */
  .hero{background:linear-gradient(180deg,var(--cream),#fff);padding:60px 0 34px;overflow:hidden}
  .hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
  .hero h1{font-size:48px;line-height:1.08;font-weight:800;letter-spacing:-1.2px;color:var(--navy);margin-bottom:18px}
  .hero h1 span{color:var(--gold-ink)}
  .hero-sub{font-size:22px;color:#4A5568;font-weight:700;margin-bottom:26px}
  .hero-badges{display:flex;flex-wrap:wrap;gap:9px;margin-bottom:40px}
  .hero-badge{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid var(--border);border-radius:999px;padding:8px 15px;font-size:13.5px;font-weight:600;color:var(--navy);box-shadow:var(--shadow)}
  .hero-switch{display:inline-flex;background:#fff;border:1px solid var(--border);border-radius:999px;padding:5px;margin-bottom:12px;box-shadow:var(--shadow)}
  .hero-switch-btn{border:none;background:transparent;font-family:inherit;font-size:14px;font-weight:700;color:var(--muted);padding:9px 28px;border-radius:999px;cursor:pointer;transition:all var(--tr)}
  .hero-switch-btn.active{background:var(--navy);color:#fff;box-shadow:0 3px 10px rgba(var(--navy-rgb),.25)}
  .hero-switch-btn:not(.active):hover{color:var(--navy)}
  .hero-form{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:10px;display:flex;gap:10px;max-width:560px}
  .hero-form input{flex:1;border:none;outline:none;padding:15px 18px;font-size:15px;font-family:inherit;color:var(--text);border-radius:var(--radius);background:var(--bg)}
  .hero-rating{display:flex;align-items:center;gap:12px;margin-top:22px;font-size:15px;color:var(--navy);font-weight:700}
  .hero-rating img{height:26px;width:auto}
  .stars{color:var(--gold);letter-spacing:2px;font-size:17px}
  .hero-photo{position:relative}
  .hero-photo .ph{width:100%;aspect-ratio:1/1;border-radius:50%;object-fit:cover;display:block;box-shadow:var(--shadow-lg)}
  .hero-photo::before{content:'';position:absolute;inset:-18px;border-radius:50%;background:radial-gradient(circle,rgba(211,181,116,.2),transparent 70%);z-index:-1}

  /* Réassurance */
  .feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
  .feat{background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px 28px;box-shadow:var(--shadow);text-align:center;transition:transform var(--tr),box-shadow var(--tr)}
  .feat:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}
  .feat-ic{width:60px;height:60px;border-radius:50%;background:var(--gold-l);display:flex;align-items:center;justify-content:center;margin:0 auto 18px;font-size:26px}
  .feat h3{font-size:19px;font-weight:800;color:var(--navy);margin-bottom:10px}
  .feat p{font-size:14.5px;color:var(--muted)}

  /* Presse */
  .press{background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:28px 0}
  .press-row{display:flex;align-items:center;justify-content:center;gap:44px;flex-wrap:wrap}
  .press-row img{height:26px;width:auto;opacity:.6;filter:grayscale(1);transition:all var(--tr)}
  .press-row img:hover{opacity:1;filter:grayscale(0)}

  /* Mission */
  .mission{text-align:center}
  .mission .lead{font-size:17px;color:var(--text);max-width:780px;margin:0 auto 16px;line-height:1.75}
  .mission .hl{color:var(--navy);font-weight:700}
  .mission-cta{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:32px}

  /* Process (centré) */
  .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
  .step{background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:40px 28px 32px;box-shadow:var(--shadow);text-align:center;position:relative}
  .step-num{position:absolute;top:-18px;left:50%;transform:translateX(-50%);width:40px;height:40px;border-radius:50%;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:17px;box-shadow:var(--shadow)}
  .step-ic{width:68px;height:68px;border-radius:50%;background:var(--gold-l);display:flex;align-items:center;justify-content:center;margin:8px auto 18px}
  .step h3{font-size:18px;font-weight:800;color:var(--navy);margin-bottom:12px;letter-spacing:.3px}
  .step p{font-size:14px;color:var(--muted);text-align:left}
  .step p b{color:var(--text)}

  /* Comparatif */
  .compare{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-items:stretch;max-width:1000px;margin:0 auto}
  .compare-col{background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:30px 26px;box-shadow:var(--shadow);display:flex;flex-direction:column}
  .compare-col h3{font-size:16px;font-weight:800;text-align:center;color:var(--muted);margin-bottom:18px;padding-bottom:18px;border-bottom:1px solid var(--border)}
  .compare-col.astero{background:var(--navy);border-color:var(--navy);box-shadow:var(--shadow-lg);position:relative;transform:translateY(-10px)}
  .compare-col.astero h3{color:#fff;border-color:rgba(255,255,255,.18)}
  .compare-badge{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--gold);color:var(--navy);font-size:11px;font-weight:800;letter-spacing:.6px;text-transform:uppercase;padding:6px 16px;border-radius:999px;white-space:nowrap;box-shadow:var(--shadow)}
  .compare-item{display:flex;align-items:flex-start;gap:11px;padding:14px 0;font-size:14.5px;line-height:1.45;color:var(--text)}
  .compare-item + .compare-item{border-top:1px solid var(--border)}
  .compare-col.astero .compare-item{color:#fff;font-weight:600}
  .compare-col.astero .compare-item + .compare-item{border-color:rgba(255,255,255,.12)}
  .compare-ic{flex-shrink:0;margin-top:1px}
  @media(max-width:760px){.compare{grid-template-columns:1fr;max-width:420px}.compare-col.astero{transform:none;order:-1}}

  /* Experts */
  .experts-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:24px 20px}
  .expert{text-align:center}
  .expert img,.expert-ph{width:104px;height:104px;border-radius:50%;object-fit:cover;margin:0 auto 12px;border:3px solid #fff;box-shadow:var(--shadow);background:var(--gold-l)}
  .expert-ph{display:flex;align-items:center;justify-content:center;font-size:30px;font-weight:800;color:var(--navy);letter-spacing:1px}
  .expert-n{font-size:15px;font-weight:700;color:var(--navy)}
  .expert-r{font-size:12.5px;color:var(--muted);margin-top:2px;line-height:1.4}

  /* Biens (synchro) — carrousel */
  .biens-vp{overflow:hidden}
  .biens-track{display:flex;transition:transform .4s ease}
  .biens-nav{display:none;justify-content:center;gap:12px;margin-top:30px}
  .bien{flex:0 0 calc(33.333% - 18px);margin-right:26px;background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);transition:transform var(--tr),box-shadow var(--tr)}
  .bien:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}
  .bien-img{aspect-ratio:4/3;width:100%;object-fit:cover;background:#ece9e2}
  .bien-b{padding:18px 22px}
  .bien-loc{font-size:12.5px;color:var(--gold-ink);font-weight:800;text-transform:uppercase;letter-spacing:.5px;margin-bottom:8px}
  .bien-specs{display:flex;gap:16px;color:var(--muted);font-size:13.5px;font-weight:600;margin-bottom:12px}
  .bien-specs span{display:inline-flex;align-items:center;gap:5px}
  .bien-p{font-size:21px;font-weight:800;color:var(--navy)}

  /* Vendus (carrousel) */
  .vendus-vp{overflow:hidden}
  .vendus-track{display:flex;transition:transform .4s ease}
  .vendu{flex:0 0 calc(25% - 18px);margin-right:24px;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);background:#ece9e2}
  .vendu img{width:100%;height:auto;display:block}
  .vendus-nav{display:flex;justify-content:center;gap:12px;margin-top:30px}
  .vendus-note{font-size:12px;color:var(--light);max-width:920px;margin:26px auto 0;text-align:center;line-height:1.6}
  @media(max-width:980px){.vendu{flex:0 0 calc(50% - 12px)}}
  @media(max-width:560px){.vendu{flex:0 0 100%;margin-right:0}}

  /* Économies */
  .savings{background:var(--navy);color:#fff;border-radius:var(--radius-lg);padding:56px 40px;text-align:center;background-image:radial-gradient(circle at 80% 10%,rgba(211,181,116,.15),transparent 45%)}
  .savings h2{font-size:30px;font-weight:800;margin-bottom:8px}.savings h2 span{color:var(--gold)}
  .savings .ssub{color:rgba(255,255,255,.6);margin-bottom:38px;font-size:15px}
  .savings-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:36px}
  .saving{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.13);border-radius:var(--radius);padding:30px 20px}
  .saving-v{font-size:32px;font-weight:800;color:var(--gold);margin-bottom:6px}
  .saving-l{font-size:13.5px;color:rgba(255,255,255,.78)}
  .saving-calc{font-size:12px;color:rgba(255,255,255,.5);margin-top:10px;line-height:1.5}
  .savings-note{font-size:11.5px;color:rgba(255,255,255,.45);margin-bottom:26px;line-height:1.6}

  /* Agences */
  .agences-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
  .agence{position:relative;border-radius:var(--radius-lg);overflow:hidden;height:260px;box-shadow:var(--shadow);display:flex;align-items:flex-end;color:#fff}
  .agence img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
  .agence::after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(22,22,63,.05),rgba(22,22,63,.78));z-index:1}
  .agence-b{position:relative;z-index:2;padding:26px}
  .agence-b h3{font-size:23px;font-weight:800}.agence-b p{font-size:14px;opacity:.88}

  /* Avis carrousel */
  .avis-head{display:flex;flex-direction:column;align-items:center;gap:10px;margin-bottom:38px}
  .avis-badge{display:inline-flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--border);border-radius:999px;padding:10px 22px;box-shadow:var(--shadow);font-weight:700;color:var(--navy)}
  .avis-badge img{height:20px}
  .avis-vp{overflow:hidden}
  .avis-track{display:flex;transition:transform .4s ease}
  .avis-c{flex:0 0 calc(33.333% - 16px);margin-right:24px;background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow)}
  .avis-c .stars{font-size:15px;margin-bottom:12px}
  .avis-c p{font-size:14px;color:var(--text);font-style:italic;line-height:1.65;margin-bottom:14px}
  .avis-a{font-size:14px;font-weight:700;color:var(--navy)}
  .avis-nav{display:flex;justify-content:center;gap:12px;margin-top:30px}
  .avis-arrow{width:46px;height:46px;border-radius:50%;border:1.5px solid var(--border);background:#fff;cursor:pointer;font-size:18px;color:var(--navy);display:flex;align-items:center;justify-content:center;transition:all var(--tr)}
  .avis-arrow:hover{background:var(--navy);color:#fff;border-color:var(--navy)}

  /* FAQ */
  .faq{max-width:820px;margin:0 auto}
  .faq-i{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);margin-bottom:12px;overflow:hidden}
  .faq-q{width:100%;text-align:left;background:none;border:none;padding:20px 24px;font-size:15.5px;font-weight:700;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;font-family:inherit}
  .faq-q .pm{font-size:24px;color:var(--gold-ink);transition:transform var(--tr);flex-shrink:0;line-height:1}
  .faq-i.open .faq-q .pm{transform:rotate(45deg)}
  .faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease;padding:0 24px}
  .faq-i.open .faq-a{max-height:600px;padding-bottom:22px}
  .faq-a p{font-size:14.5px;color:var(--muted);line-height:1.7}

  .cta-final{background:linear-gradient(135deg,var(--gold-l),#fff);text-align:center}
  .cta-final h2{font-size:32px;font-weight:800;color:var(--navy);margin-bottom:12px}
  .cta-final p{font-size:16px;color:var(--muted);margin-bottom:28px}

  /* Footer */
  footer.ft{background:var(--navy);color:rgba(255,255,255,.72);padding:62px 0 30px}
  .ft-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:36px;margin-bottom:42px}
  .ft-logo{font-size:27px;font-weight:800;color:#fff;margin-bottom:16px;letter-spacing:-.4px}
  .ft-logo span{color:var(--gold)}
  .ft-desc{font-size:13.5px;line-height:1.7;max-width:280px}
  .ft h3{color:#fff;font-size:14px;font-weight:700;margin-bottom:16px;text-transform:uppercase;letter-spacing:.5px}
  .ft ul{list-style:none}.ft li{margin-bottom:10px}
  .ft a{font-size:13.5px;transition:color var(--tr)}.ft a:hover{color:var(--gold)}
  .ft-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:24px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px;font-size:13px}
  .mobile-nav{display:none;position:fixed;inset:74px 0 0;background:#fff;z-index:199;padding:24px;overflow-y:auto}
  .mobile-nav a{display:block;color:var(--navy);padding:14px 8px;font-size:16px;font-weight:600;border-bottom:1px solid var(--border)}

  @media(max-width:980px){
    .nav,.hd-phone{display:none}.burger{display:flex}
    .hero{padding-top:28px}.hero-grid{grid-template-columns:1fr;gap:30px}.hero-photo{display:none}
    .feat-grid,.steps,.savings-grid{grid-template-columns:1fr}
    .experts-grid{grid-template-columns:repeat(3,1fr)}
    .agences-grid,.ft-grid{grid-template-columns:1fr 1fr}
    .avis-c{flex:0 0 calc(100% - 0px);margin-right:0}
    .hero h1{font-size:36px}.mobile-nav.open{display:block}
    .mission .lead{text-align:justify}
    .bien{flex:0 0 100%;margin-right:0}
    .biens-nav{display:flex}
  }
  @media(max-width:560px){
    .hero{padding-top:16px;padding-bottom:24px}
    .hero h1{font-size:29px;margin-bottom:12px}.hero-sub{margin-bottom:16px}
    .hero-badges{margin-bottom:22px}
    .hero-form{flex-direction:column}.sec{padding:54px 0}
    .experts-grid{grid-template-columns:1fr 1fr}.ft-grid{grid-template-columns:1fr 1fr}
    .savings{padding:38px 22px}.hd-client{display:none}
    .hero-photo{display:none}
    .experts-grid .expert:nth-child(n+5){display:none}
  }